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13. A savings deposit is a type ofSelect one:a. time deposit that is payable on demand.b. time deposit that earns interest and allows the depositor to write checks payable to other persons.c. time deposit that does not earn interest but does offer limited check-writing services.d. interest-earning account at a bank or thrift institution in which funds can be withdrawn at any time without a penalty payment.e. checkable deposit that also pays interest.
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